Need a budget-friendly meal that’s filling, flavorful, and requires minimal effort? This One-Pan Cheesy Rice and Beans is a cheap meal superstar. Using pantry staples, it delivers protein, fiber, and comforting cheesy goodness—all for just a few dollars per serving!

Quick Summary

  • Prep Time: 5 minutes
  • Cook Time: 20 minutes
  • Total Time: 25 minutes
  • Servings: 4
  • Difficulty: Easy
  • Special Features: Budget-friendly, one-pan meal, vegetarian, pantry staples

Ingredients

  • 1 cup uncooked white rice (or brown rice, adjust cooking time)
  • 1 can (15 oz) black beans, drained and rinsed
  • 1 can (15 oz) diced tomatoes (with juice)
  • 1 ½ cups water or vegetable broth
  • 1 teaspoon chili powder
  • ½ teaspoon garlic powder
  • ½ teaspoon cumin
  • ½ teaspoon salt
  • 1 cup shredded cheese (cheddar, Monterey Jack, or any melty cheese)
  • 1 small onion, diced (optional, but adds great flavor)
  • 1 tablespoon oil or butter
  • Chopped cilantro (optional, for garnish)

Instructions

  1. Sauté the Onion: In a large pan over medium heat, add the oil and diced onion. Cook for 2-3 minutes until softened.
  2. Add Rice & Spices: Stir in the uncooked rice, chili powder, garlic powder, cumin, and salt. Let it toast for about 1 minute.
  3. Add Liquids & Beans: Pour in the diced tomatoes (with juice), black beans, and water (or broth). Stir well.
  4. Simmer & Cover: Bring to a boil, then reduce heat to low. Cover and simmer for about 15-18 minutes, or until the rice is tender and liquid is absorbed.
  5. Cheese Time! Sprinkle shredded cheese over the top. Cover for another 2 minutes to let it melt.
  6. Garnish & Serve: Fluff the rice with a fork, top with chopped cilantro (if using), and serve hot.

Tips & Variations

  • Add Protein: Stir in shredded chicken or cooked ground beef for a heartier meal.
  • Make It Vegan: Skip the cheese or use a plant-based alternative.
  • Extra Heat: Add a pinch of red pepper flakes or diced jalapeño.
  • Storage: Store leftovers in an airtight container in the fridge for up to 3 days.

Serving Suggestions

  • Serve with warm tortillas for an easy burrito filling.
  • Pair with a simple side salad or roasted veggies.
  • Enjoy with a fried egg on top for a delicious breakfast twist!

Closing Notes

This cheap meal is proof that eating well on a budget is totally possible! Give it a try and let me know how you customized it. Happy cooking!

, Less Money , Recipes